Member and Family Coverage ( Non-Medicare)

PPMA members seeking individualized health coverage for themselves and their families can access valuable options through PPMA’s affiliation with The Guild.

The Guild offers PPMA members and their eligible family members three health plan options through the OPEIU Health and Welfare Plan. Each plan includes prescription drug coverage, with dental and vision coverage also available.

Feedback from members who have taken advantage of this exclusive benefit has been overwhelmingly positive. Many have experienced substantial savings on premiums, increased coverage, and lower deductibles.

PPMA members are eligible to enroll in health plans that are available through The Guild. Members can select from three fully insured health plans. All plans are through Highmark Blue Cross Blue Shield. The Blue Cross Blue Shield "Blue Card" Plan is recognized in all 50 states and most European Countries. Care is through Blue Cross Blue Shield PPO panels and hospitals.

View  Rates - Effective 9/1/2026

Enrollment Form

For more information, contact CDS Administrators at 1-877-578-8710.

Member Coverage - Medicare Advantage Plans 

Members that qualify for Medicare Advantage Plans can appreciate the options provided to them that PPMA offers through our affiliation with The Guild. Freedom Blue PPO is a Medicare Advantage plan offered through Highmark that combines Medicare-covered medical services with additional benefits. Members are offered two options to choose from that include prescription and dental options are available. Many of our PPMA members are enrolled in these plans appreciate the opportunity to access quality benefits.

New rates will be made available to access closer to the plan's renewal date. Please revisit our website.

View Rates - Effective 1/1/2026

Enrollment Form

For more information, contact CDS Administrators at 1-877-578-8710.This health plan benefits from your Office and Professional Employees International Union (OPEIU) membership. Neither the OPEIU Local 45 (Guild), nor the Pennsylvania Podiatric Medical Association is acting as an insurance agent or broker, and all questions relative to the health plan and participation MUST be directed to CDS Administrators or the USW Health and Welfare Fund.